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Lenders will also earn 4.75% interest while they’re waiting for their money to be lent out. Zopa estimate that lenders should make a 6-7% return per year if all the money repaid is lent out again (an average bad debt of 4% is already taken into account). This is 1% to 2% higher than the current best savings account.
2019年2月17日 · Description. 1. Excerpt copied (and edited) from the Venus Project site: "A Resource-Based Economy is a system in which all goods and services are available without the use of any system of debt or servitude like money, credits or barter. All resources become the common heritage of all people [1], not just a select few.
Our Italian case study offers theoretical and practical insights relevant to the debate on the appropriateness of opposing privatisation of water services in the name of 'water as human right and commons' (Bakker, 2007; Mirosa and Harris, 2012; Perera, 2015
2012年10月1日 · Description. From the Wikipedia: "A participatory epistemology is a theory of knowledge which holds that meaning is enacted through the participation of the human mind with the world. Originally proposed by Goethe, it has been discussed extensively by cultural historian Richard Tarnas. In a participatory epistemology, meaning is neither solely ...
2012年5月27日 · Sennett contends that cooperation is a craft, and the foundations for skillful cooperation lie in learning to listen well and discuss rather than debate. In Together he explores how people can cooperate online, on street corners, in schools, at work, and in local politics. He traces the evolution of cooperative rituals from medieval times to ...
The amoeba organization represents an organizational suprastructure [11; pp. 129-131] that is founded upon autonomy, flexibility and self-management [12, p. 263]. One can also observe that an amoeba organization does not exist by itself but is incorporated into some type of hierarchical structure [12; p. 264] which implies its superstructural ...
2014年9月7日 · Geeks Without Bounds was founded in 2010 by Johnny Diggz and Willow Brugh as a fiscally sponsored [1] project of The School Factory. Immediately, hackathons became the major focus of the organization as a method to find new solutions to ongoing problems in disaster response and humanitarian aid. Some of the solutions created at GWOB-organized ...