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Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss.
History of insurance - Wikipedia. Contents. hide. (Top) Ancient era. Medieval era. Modern insurance. Property insurance. Business insurance. Life insurance. Accident insurance. National insurance. Notes. References. History of insurance. A series on Economic history: History of finance. History of banking. List of oldest banks.
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What is the history of insurance?
What is insurance in the United States?
What is an insurance company?
What is general insurance?
In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.
History. Regulation. State-based insurance regulatory system. Federal regulation of insurance. Organization. Admitted v. surplus. Insurance groups. Types. Institutions. See also. References. Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. [1] .
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder).
General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance in the United States and Canada and non-life insurance in Continental Europe. In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and London market.
Health insurance. Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals. By estimating the overall risk of health risk and health system ...
