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Fixed-rate mortgage. A fixed-rate mortgage ( FRM) is a mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust or "float". As a result, payment amounts and the duration of the loan are fixed and the person who is responsible for paying back the loan ...
Finance. A mortgage loan or simply mortgage ( / ˈmɔːrɡɪdʒ / ), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
Lombard credit. Lombard credit is the granting of credit to banks against pledged items, mostly in the form of securities or life insurance policies. The pledged items must be readily marketable; in particular, the securities 'eligible for collateral' which are registered on lists. Lending is via central banks.
This is a list of countries by external debt: it is the total public and private debt owed to nonresidents repayable in internationally accepted currencies, goods or services, where the public debt is the money or credit owed by any level of government, from central to local, and the private debt the money or credit owed by private households or private corporations based on the country under ...
UNODC calculated a rate of 6.9 in 2010. [9] UNODC (United Nations Office on Drugs and Crime) reported a global average intentional homicide rate of 6.2 per 100,000 population for 2012 (in their report titled "Global Study on Homicide 2013"). [10] [11] In the 2019 edition, the global rate was estimated at 6.1 per 100,000 for 2017.
Taylor Swift albums discography. The American singer-songwriter Taylor Swift has released 11 original studio albums, 4 re-recorded studio albums, 5 extended plays, and 4 live albums. She has sold an estimated 114 million album units worldwide, [1] 51 million of which are certified in the United States. [2]
