信貸試算公式 excel 相關
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After I’ve found it, (2) notes that, to be useful, I need to be able to play with the data. Consequently, I need to be able to pull or download it in a useful format (e.g. an API, subscription feed, or a documented file). Citizens need data in a form that lets them mash it
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0. "Time banking is a values-based mechanism for reciprocal service-exchange that focuses on the contributions everyone can make to meeting needs within a local community. The value of all services in time banking is equal. The unit of exchange and account is simply the hours spent giving or receiving service. Time banks can provide for many indivi...
1. "Probably the largest time exchange in the world is the Furai Kippu in Japan. Fureai Kippu (“Caring Relationship Tickets”) was created in 1995 to help families who had migrated to other parts of Japan care for their elder family members that they became separated from. Seniors can help each other and earn the hour credits, family members can ear...
Overview article, at http://shareable.net/blog/how-to-exchange-timeTime Dollars, see also at http://www.yesmagazine.org/article.asp?id=895Details on the Time Dollars organization at Time BanksVery clear video explanation by the founder of Time Banks: Edgar Cahn on Time BankingAnd mobilize a team to activate it. 7 balance sheets The seven balance sheets are: Earth, Material/Financial, Processes, Emotions, Communication, Knowledge, Common good. 1. The balance sheet “Earth” On the liability side calculate everything taken from the earth: resources, CO2 impact, water, air, pollution.
Mutual Coordination. Key hypothesis: What market pricing is to capitalism and planning is to state-based production, mutual coordination (i.e. Stigmergy) is to commons-based peer production! Please check out our report P2P Accounting for Planetary Survival, for the vision of the P2P Foundation, as well as the Cosmo-Local Reader for practical ...
David Ronfeldt: "This is a classic table, the first by an economic sociologist to add networks to the traditional dichotomy of hierarchies and markets as the paradigmatic options that business enterprises face. His particular focus was on craft and high-tech industries. What the table (p. 300) indicates is that, by comparison, network designs ...
The aim of both models is to assess the quality and the risks associated with some piece of FOSS software, intended to be used in a specified business context. OpenBRR allows assessment of a limited set of quality metrics, based on manual data collection. QualOSS, in contrast, involves hundreds of quality metrics.
Real P2P microfinance: Zidisha, a smaller microlender, has been using the peer-to-peer direct lending model for poverty fighting with a default rate of 0.38 percent. So far they’ve distributed about $100,000 since 2009. Kiva moves $1 million every four days.
