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Microcredit is the extension of very small loans ( microloans) to impoverished borrowers who typically lack collateral, steady employment, and a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty. Many recipients are illiterate, and therefore unable to complete paperwork required to get conventional loans.
the free encyclopedia that anyone can edit. 6,822,464 articles in English. From today's featured article. Leucippus was a Greek philosopher of the 5th century BCE. He is credited with founding atomism, with his student Democritus. Leucippus divided the world into two entities: atoms, indivisible particles that make up all things, and the void ...
Sensitivity (true positive rate) is the probability of a positive test result, conditioned on the individual truly being positive. Specificity (true negative rate) is the probability of a negative test result, conditioned on the individual truly being negative.
Chi-squared distribution, showing χ2 on the x -axis and p -value (right tail probability) on the y -axis. A chi-squared test (also chi-square or χ2 test) is a statistical hypothesis test used in the analysis of contingency tables when the sample sizes are large. In simpler terms, this test is primarily used to examine whether two categorical ...
For instance, consider a call center which receives, randomly, an average of λ = 3 calls per minute at all times of day. If the calls are independent, receiving one does not change the probability of when the next one will arrive. Under these assumptions, the number k of calls received during any minute has a Poisson probability distribution ...
'Swiss Credit') is a global investment bank and financial services firm founded and based in Switzerland. Headquartered in Zürich, it maintains offices in all major financial centers around the world and provides services in investment banking, private banking, asset management, and shared services.
This form of the ideal gas law is very useful because it links pressure, density, and temperature in a unique formula independent of the quantity of the considered gas. Alternatively, the law may be written in terms of the specific volume v, the reciprocal of density, as. It is common, especially in engineering and meteorological applications ...
