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Finance. A mortgage loan or simply mortgage ( / ˈmɔːrɡɪdʒ / ), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
A variable-rate mortgage, adjustable-rate mortgage ( ARM ), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] . The loan may be offered at the lender's standard variable rate/ base rate.
Uses. The prime rate is used often as an index in calculating rate changes to adjustable-rate mortgages (ARM) and other variable rate short-term loans. It is used in the calculation of some private student loans. Many credit cards and home equity lines of credit with variable interest rates have their rate specified as the prime rate (index ...
This is a list of countries by external debt: it is the total public and private debt owed to nonresidents repayable in internationally accepted currencies, goods or services, where the public debt is the money or credit owed by any level of government, from central to local, and the private debt the money or credit owed by private households or private corporations based on the country under ...
UNODC calculated a rate of 6.9 in 2010. [9] UNODC (United Nations Office on Drugs and Crime) reported a global average intentional homicide rate of 6.2 per 100,000 population for 2012 (in their report titled "Global Study on Homicide 2013"). [10] [11] In the 2019 edition, the global rate was estimated at 6.1 per 100,000 for 2017.
OnlyFans is an internet content subscription service based in London, United Kingdom.[3] The service is used primarily by sex workers who produce pornography,[3][4] but it also hosts the work of other content creators, such as physical fitness experts and musicians.[5] Content on the platform is user-generated and monetized via monthly ...
