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Description. 1. Documented extensively in South Asia by Rutherford, ASCAs are also time-limited, informal microfinance groups. Unlike ROSCAs however, they appoint one of their members to manage an internal fund. Records are kept and surplus lent out. After a pre-agreed period (often 6–12 months) all the loans are called back and the fund ...
1 Scaffolding (supporting from the bottom up) a failing USD (or other National Currencies used as units of account ). Consider a scenario where the local currency is fluctuating: by creating a commitment pool with assets denominated in both national currency, communities can retain purchasing power and ensure continued access to essential goods, thus scaffolding the national economy.
A share ratio of 1.0 means that a user has uploaded as much data as they have downloaded. A share ratio greater than 1 means that a user has uploaded more than they have downloaded. It is generally considered good form to at least share back the equivalent amount of traffic as the original file size.
Katharina Pistor: "This Article explores data as a source and, in their processed variant, as a means of governance that will likely replace both markets and the law. Discussing data not as an object of transactions or an object of governance, but as a tool for governing others on a scale that rivals that of nation states with their law."
From the Wikipedia: "Solidarity lending takes place through ‘solidarity groups’. These groups are a distinctive banking distribution channel used primarily to deliver microcredit to poor people. Solidarity lending lowers the costs to a financial institution related to assessing, managing and collecting loans, and can eliminate the need for ...
2011年6月13日 · 2. From the Wikipedia: "Fureai kippu (Caring Relationship Tickets) is a Japanese community currency created in 1995 by the Sawayaka Welfare Foundation so that people could earn credits helping seniors in their community. The basic unit of account is an hour of service to an elderly person. Sometimes seniors help each other and earn the credits ...
1. Michel Bauwens: We have today the emergence of 'ethical' entrepreneurial coalitions around Commons-Based Peer Production , like Sensorica and Enspiral , but obviously these emerging and nice projects are embedded in a dominant system which has another logic, so the questions emerges, how does the new ethical economy deal with mainstream forces, especially in the context of needing capital ...
