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2024年4月8日 · The term hire purchase refers to an arrangement for buying expensive goods. In a hire purchase agreement, the buyer makes an initial down payment and pays the remaining balance plus interest...
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2022年10月10日 · 8分鐘講解會計裏的 Hire Purchase租購教你如何計算利息及如何進賬利息算式表格的鏈接:https://docs.google.com/spreadsheets/d/1RyLfMfRhwhftg-mCIajw59PaTalgC13-/edit?usp ...
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A hire purchase ( HP ), [1] also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time.
Add to word list. a method of paying for something in which the buyer pays part of the cost immediately and then makes small regular payments until the debt is completely paid. 分期付款. (hire purchase在劍橋英語-中文(繁體)詞典的翻譯 © Cambridge University Press) C1.
租購 是一種信貸購物的形式,買方可以用分期付款的方式先取得貨品,待付清貨款後便可正式擁有貨品。 有些貨品比較昂貴,例如 家具 、 汽車 等,賣方通常容許買方以租購方式購買。 現在一般租購的運作形式,是由賣方替買方安排財務機構先購買該貨品,然後財務機構與買方簽訂租購合約,在租購合約,會列明買方須在指定期內,定時分期付清貨款。 在供款期內,買方只是租用貨品,待 租約 期滿後,買方有權根據租購合約上訂明的售價選擇是否購買該貨品。 當買方選擇購買並付清貨款後,便得到貨品的擁有權。 租購 合約 內一般列明買方已付的 首期 、每期供款額和應供期數。 有些貨品可以免息分期,有些則須支付 利息 。 如果租購的貨品是作商業用途,其利息支出可獲稅務扣減。
2024年1月3日 · Hire purchase is a legally binding agreement. A buyer or hirer disburses a percentage of the total cash price as a down payment. The buyer settles the outstanding sum and interest in periodic installments. These transactions can also be executed with the help of a financier.
2021年7月31日 · Updated July 31, 2021. Reviewed by. David Kindness. The primary financial benefits for a company using a hire purchase plan include maximizing working capital, the ability to enhance the...