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The term subprime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers. [5] As people become economically active, records are created relating to their borrowing, earning, and lending histories.
In the credit union context, "not-for-profit" must be distinguished from a charity. [20]Credit unions are "not-for-profit" because their purpose is to serve their members rather than to maximize profits, [18] [20] so unlike charities, credit unions do not rely on donations and are financial institutions that must make what is, in economic terms, a small profit (i.e., in non-profit accounting ...
A credit score is a number based on a statistical analysis of a person's credit information, which represents the creditworthiness of that person.
The Social Credit System (Chinese: 社会信用体系; pinyin: shèhuì xìnyòng tǐxì) is a national credit rating and blacklist being developed by the government of China. [1]
Credit reporting (or credit score) – is a subset of credit rating – it is a numeric evaluation of an individual's credit worthiness, which is done by a credit bureau or consumer credit reporting agency.
Apollo 11 was a spaceflight conducted by the United States from July 16 to July 24, 1969. It marked the first time in history that humans landed on the Moon.Commander Neil Armstrong and Lunar Module Pilot Buzz Aldrin landed the Apollo Lunar Module Eagle on July 20, 1969, at 20:17 UTC, and Armstrong became the first person to step onto the Moon's surface six hours and 39 minutes later, on July ...
List of French monarchs. France was ruled by monarchs from the establishment of the Kingdom of West Francia in 843 until the end of the Second French Empire in 1870, with several interruptions. Classical French historiography usually regards Clovis I, king of the Franks (r. 507–511), as the first king of France.
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